Mobile money and fintech payment integration
Collect through Wave, Orange Money or cards, pay partners out automatically, reconcile every franc: we integrate payments reliably, traceably and securely.
What we solve
The problems we fix
Who it’s for
- Platforms and marketplaces that collect and pay out money
- Online merchants who want to accept mobile money
- Fintechs building a financial product in the WAEMU zone
Payments accepted but never confirmed
We handle payment notifications (webhooks) in a signed, idempotent way: every transaction is confirmed once — and only once.
Partner payouts done by hand
Commission calculation, balances, scheduled payouts: we automate the payout chain with a complete history.
Gaps between the bank and your database
Automated reconciliation against operator statements and dashboards that flag anomalies right away.
What you get
Concrete deliverables, not promises
- 01Payment method integration (mobile money, cards)
- 02Signed, idempotent webhook handling
- 03Internal wallet / transaction ledger
- 04Automated payouts and commission handling
- 05Reconciliation and financial dashboard
- 06Refund and dispute handling
Tools & standards
Four steps, no surprises
- 01
Flows
We map every money flow: who pays, who gets paid, when, and with what fees.
- 02
Modelling
Design of the internal ledger and payment states so every franc is traceable.
- 03
Integration
Connecting to operators in sandbox, then simulating failure scenarios (timeouts, duplicates, cancellations).
- 04
Go-live
Gradual switch to live, transaction monitoring and alerts on anomalies.
FAQ
Your questions
Which payment methods can you integrate?
The main WAEMU rails — Wave, Orange Money, Free Money — directly or through an aggregator such as PayTech, as well as bank cards.
We already have an integration that misbehaves.
A good starting point for a targeted audit of the payment journey: we find the root cause of the gaps and fix it.
Do you handle regulatory licensing?
We support you on the technical architecture; licensing is handled with your legal advisers and banking partners.
Payments & fintech: let’s talk about your project
Tell us what you need. A cofounder replies personally, with a first technical read and concrete next steps.